Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
UHM NMLS #2229 LO NMLS# 728186
2305 East Paris Ave Suite 202 Grand Rapids MI 49546
Check out mobile app app.jasonejenkins.com
Apply now - www.unionhomemortgage.com/jjenkins
My name is Jason Jendkins and I have been a successful Mortgage professional for over 19 years, and have helped over 2,000 families buy homes! My goal is to become each client's "life-long lender." I strive to help each of my clients achieve the American dream of home ownership. With all the uncertainty in the mortgage industry today, smart buyers look for someone they can trust. They look for someone that is in this business for the long haul, not just a quick buck. My team looks forward to the opportunity to help you into your new home!